If they can bait college kids, and get them into a circumstance where they have a credit card, and after that keep raising the limit, human nature states that in a pinch, we will take the bait, all of it. The above example is just one that demonstrates how a bachelor degree in any discipline isn't worth what it was 30 years earlier. All you need to do is find a center near to you and register to take a test of your choice.